|
|
Read What People Are Saying About Me
I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
A Smooth and Rewarding Experience
Her advice on good sources of financing, home inspection and settlement attorneys completed the 'full service' treatment Melinda gave us.
John R. Dawson
Constant Guidance
You were always accessible to us, seeming never to tire or let up your support and excellent advice.
Karen & Ken Wood
Found A Home in Record Time
Melinda's professional handling, tact and extensive knowledge of realty, contracts and the law kept the sale of our home on a forward path
Dr. & Mrs. W. A. Kruithoff
Thanks very much, Melinda.
...your handling of our home sale was a model of the type of service that all homeowners hope for, yet all too often do not receive.
Mr. & Mrs. Robert McFarlane
The Most Outstanding Agent
Throughout all phases of our real estate transaction, you were knowledgeable, efficient, thorough and pleasant...
Jane & Michael Gorin
Tell me how I'm doing!
You have a story to tell about me. You've
worked with me, and I've helped you buy or sell a home. I need your feedback.
Others need your feedback, too! Please take a moment to fill out this form and
tell me how I did...
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
|
| Q |
What is the most common street name in the US?
|
| A |
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERT™ 
